Last updated: May 10, 2026
These Terms of Use ("Terms") govern your access to and use of planfinderhq.com and any related subdomains (collectively, the "Site"), operated by PlanFinderHQ ("we," "our," or "us"). By using the Site, you agree to these Terms.
PlanFinderHQ is a referral service that connects consumers with licensed insurance agents and marketing partners who can help them compare Medicare Advantage, Medicare Supplement, Part D, and related insurance products. We are not an insurance carrier, broker, or agent ourselves. We do not sell insurance.
We are not affiliated with the United States government, the federal Medicare program, the Centers for Medicare & Medicaid Services (CMS), or any insurance company. The information presented on this Site is for general informational purposes only and is not a substitute for professional advice from a licensed insurance agent.
The Site, our content, and any services described are not endorsed by Medicare, CMS, or any government agency. Plan availability and pricing vary by location and may change. We do not offer every plan available in your area.
When you submit your information through a form on the Site or call a phone number listed on the Site:
By providing your phone number, you expressly consent to receive calls and text messages — including by automatic telephone dialing system, pre-recorded message, or artificial voice — from PlanFinderHQ, its marketing partners, and licensed insurance agents, regarding insurance products. Your consent is not required as a condition of purchasing any service. Calls may be recorded for quality assurance and compliance purposes. Standard message and data rates may apply.
You may opt out at any time. To stop text messages, reply STOP. To stop calls, ask the caller to remove you from their contact list, or contact us at optout@planfinderhq.com.
We make no guarantee that any specific plan, agent, or carrier will contact you or that any particular insurance product will be available to you. Plan availability, eligibility, premiums, and benefits are determined by insurance carriers and CMS regulations.
All content on the Site, including text, graphics, logos, and software, is owned by or licensed to PlanFinderHQ and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.
You agree not to:
THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
TO THE FULLEST EXTENT PERMITTED BY LAW, PLANFINDERHQ AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE OR ANY THIRD-PARTY SERVICES.
You agree to indemnify and hold harmless PlanFinderHQ, its affiliates, officers, employees, and agents from any claims, damages, or expenses arising out of your use of the Site or any breach of these Terms.
These Terms are governed by the laws of the State of [Your state], without regard to its conflict of laws principles. Any disputes shall be resolved in the state or federal courts located in [Your county/state].
We may update these Terms from time to time. The most current version will be posted on this page with the "Last updated" date.
If you have questions about these Terms, please contact us at:
PlanFinderHQ
Email: legal@planfinderhq.com
Mailing address: [Your registered business address]